/* styles-v3.css: the "ask" theme (mockup A, 2026-11-04). Tokens are set per city by HeadV3 (:root). */
:root{--ink:#10243A;--mist:#EDF2F3;--act:#0E6BA8;--act-d:#0A5485;--hi:#E3B23C;--text:#2B3A48;--muted:#5C6B78;--line:#D5DEE2;--white:#fff;--r:14px;--pine:#10243A;--amber:#E3B23C;--shadow:0 20px 50px rgba(16,36,58,.16)}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:"Instrument Sans",system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--text);background:var(--white);line-height:1.55;font-size:17px}
img{max-width:100%;height:auto}
a{color:var(--act)}
:focus-visible{outline:3px solid var(--hi);outline-offset:2px}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.wrap.narrow{max-width:800px}
h1,h2,h3,h4{color:var(--ink);line-height:1.12;margin:0;letter-spacing:-.015em;font-weight:700}
h1{font-size:clamp(32px,5vw,54px)}
h2{font-size:clamp(25px,3vw,34px);margin-bottom:14px}
h3{font-size:20px;font-weight:600}
h4{font-size:16px}
p{margin:0 0 14px}
.intro{max-width:62ch;font-size:18px;color:var(--text)}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:10px;padding:16px 22px;font:600 17px/1 inherit;font-family:inherit;cursor:pointer;text-decoration:none}
.btn-primary{background:var(--act);color:#fff}.btn-primary:hover{background:var(--act-d)}
.btn-ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line)}
.btn-hi{background:var(--hi);color:var(--ink)}
.btn-ghost-light{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.4)}
.sec{padding:56px 0}.sec.alt{background:var(--mist)}
@media(min-width:900px){.sec{padding:72px 0}}

/* header */
.v3-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.v3-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;height:66px}
.v3-brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:700;font-size:17px;white-space:nowrap;min-width:0}
.v3-brand span{overflow:hidden;text-overflow:ellipsis}
.v3-brand .logo-mark{width:32px;height:32px;flex:none}
.v3-brand.light{color:#fff}.v3-brand.light .logo-mark path{stroke:#fff!important}
.v3-nav{display:none;gap:22px;font-weight:500;font-size:16px}.v3-nav a{color:var(--text);text-decoration:none}.v3-nav a:hover{color:var(--ink)}
.v3-call{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--ink);text-decoration:none;padding:10px 14px;border-radius:10px;background:var(--mist);white-space:nowrap}
.v3-call svg{width:18px;height:18px}
.v3-burger{display:none}
.v3-burger-btn{display:grid;place-items:center;width:42px;height:42px;border-radius:10px;border:1.5px solid var(--line);background:#fff;color:var(--ink);cursor:pointer;flex:none}
.v3-burger-btn svg{width:22px;height:22px}
.v3-drawer{display:none}
.v3-burger:checked~.v3-drawer{display:block}
.v3-drawer{position:fixed;inset:0;z-index:70;background:rgba(16,36,58,.55)}
.v3-drawer .panel{position:absolute;top:0;right:0;bottom:0;width:min(360px,88vw);background:#fff;padding:22px;overflow:auto;box-shadow:var(--shadow)}
.v3-drawer .panel>a{display:block;padding:12px 6px;border-bottom:1px solid var(--line);color:var(--ink);text-decoration:none;font-weight:600}
.v3-drawer .panel h5{margin:20px 0 6px;font-size:14px;color:var(--muted);font-weight:600}
.v3-drawer .panel .sub a{display:block;font-weight:500;font-size:15px;padding:8px 6px;color:var(--text);text-decoration:none}
.v3-drawer .closer{position:absolute;top:14px;right:14px;display:grid;place-items:center;width:40px;height:40px;border-radius:10px;background:var(--mist);cursor:pointer}
.v3-drawer .closer svg{width:20px;height:20px}
@media(max-width:599px){.v3-brand{font-size:15px}.v3-call span{display:none}.v3-call{padding:10px 12px}}
@media(min-width:900px){.v3-nav{display:flex}.v3-burger-btn{display:none}}

/* hero */
.v3-hero{background:var(--mist);padding:40px 0 0}
.v3-hero .wrap{display:grid;gap:28px}
.v3-hero .lead{font-size:19px;max-width:36ch;margin:18px 0 20px}
.v3-hero.scenario .lead{max-width:48ch}
.facts{display:grid;gap:12px;margin:0 0 26px;padding:0;list-style:none}
.facts li{display:flex;gap:12px;align-items:flex-start;font-size:17px;color:var(--ink)}
.facts b{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--ink);color:var(--hi);font-size:13px;flex:none;margin-top:1px}
.hero-photo{margin-top:28px}.hero-photo img,.hero-img.placeholder{display:block;width:100%;aspect-ratio:21/9;object-fit:cover;border-radius:var(--r) var(--r) 0 0;background:linear-gradient(135deg,#9bb7c7,#5b7f99)}
@media(max-width:899px){.hero-photo{margin-top:24px}.hero-photo img,.hero-img.placeholder{aspect-ratio:16/10}}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:14px;color:var(--muted);margin-bottom:14px}
.crumbs a{color:var(--muted);text-decoration:none}.crumbs span::before{content:"/";margin-right:8px}
@media(min-width:900px){.v3-hero{padding:56px 0 0}.v3-hero .wrap{grid-template-columns:7fr 5fr;gap:48px;align-items:start}.v3-hero .wrap.hero-photo{display:block}}

/* ask form */
.ask{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);padding:26px;position:relative;z-index:2}
.ask h2,.ask h3{font-size:23px;margin-bottom:6px;letter-spacing:-.01em}
.ask .sub{color:var(--muted);font-size:15px;margin-bottom:16px}
.ask .steps{display:flex;gap:6px;margin-bottom:16px}.ask .steps i{height:4px;flex:1;border-radius:2px;background:var(--line)}.ask .steps i.on{background:var(--act)}
.ask .field{display:block;margin-bottom:12px}
.ask .field span{display:block;font-size:14px;font-weight:600;color:var(--ink);margin-bottom:6px}
.ask .field input{width:100%;border:1.5px solid var(--line);border-radius:10px;padding:15px 14px;font:500 18px inherit;font-family:inherit;color:var(--ink);background:#fff}
.ask .field input:focus{border-color:var(--act);outline:0;box-shadow:0 0 0 3px rgba(14,107,168,.18)}
.ask .field.address input{font-size:19px;padding:17px 14px}
.ask .btn{width:100%;padding:18px;font-size:18px;margin-top:4px}
.ask .fine{font-size:13px;color:var(--muted);margin:12px 0 0}
.ask .or{text-align:center;color:var(--muted);font-size:15px;margin:14px 0 0}.ask .or a{font-weight:700;color:var(--ink);text-decoration:none}
.ask .consent{display:flex;gap:10px;align-items:flex-start;cursor:pointer;margin:4px 0 12px}
.ask .consent input[type=checkbox]{flex:none;width:18px;height:18px;margin-top:2px;accent-color:var(--act)}
.consent-text{display:block}.consent-lead{display:block;font-size:14px;font-weight:600;line-height:1.4;color:var(--ink)}
.consent-fine{display:block;font-size:11.5px;color:var(--muted);line-height:1.5;margin-top:5px}.consent-fine a{color:var(--muted);font-weight:600}
.ask .cf-turnstile{margin:0 0 10px}
.ask.js .step-2{display:none}.ask.js.step2 .step-1{display:none}.ask.js.step2 .step-2{display:block}
.ask.rail{padding:20px;box-shadow:none;border:1.5px solid var(--line)}
.ask.rail h3{font-size:19px}.ask.rail .field input{padding:12px;font-size:16px}.ask.rail .field.address input{font-size:16px;padding:13px 12px}.ask.rail .btn{padding:14px;font-size:16px}

/* numbers strip */
.v3-nums{background:var(--ink);color:#fff;margin-top:0}.v3-hero.scenario+.v3-nums{margin-top:36px}
.v3-nums .wrap{display:grid;gap:0}
.v3-nums .num{padding:20px 0;border-top:1px solid rgba(255,255,255,.12)}
.v3-nums .num strong{display:block;font-size:32px;font-weight:700;color:var(--hi);letter-spacing:-.02em;line-height:1}
.v3-nums .num span{display:block;margin-top:6px;font-size:15px;color:#C9D6E0}
@media(min-width:900px){.v3-nums .wrap{grid-template-columns:repeat(3,1fr);gap:40px}.v3-nums .num{border-top:0;padding:30px 0}}

/* process */
.tl{display:grid;gap:22px;margin-top:26px;counter-reset:s}
.tl article{display:grid;grid-template-columns:44px minmax(0,1fr);gap:16px;align-items:start}
.tl article::before{counter-increment:s;content:counter(s);width:44px;height:44px;border-radius:50%;background:#fff;border:2px solid var(--ink);color:var(--ink);font-weight:700;display:grid;place-items:center;font-size:18px}
.tl h3{margin-bottom:4px}.tl p{margin:0}
@media(min-width:900px){.tl{grid-template-columns:repeat(3,1fr);gap:32px}}

/* situations + all pages */
.sit{display:grid;gap:14px;margin-top:22px}
.sit a{display:block;padding:18px 18px 16px;border:1.5px solid var(--line);border-radius:var(--r);text-decoration:none;color:var(--ink);background:#fff}
.sit a:hover{border-color:var(--act)}
.sit b{display:block;font-size:17px;margin-bottom:4px}.sit span{color:var(--muted);font-size:15px}
@media(min-width:700px){.sit{grid-template-columns:repeat(2,1fr)}}@media(min-width:1000px){.sit{grid-template-columns:repeat(3,1fr)}}
.allpages{display:grid;gap:18px 26px;margin-top:10px}
.allpages details.ap{border-top:1px solid var(--line);padding:10px 0 4px}.allpages summary{display:flex;align-items:center;justify-content:space-between;cursor:pointer;list-style:none}.allpages summary::-webkit-details-marker{display:none}.allpages summary .n{font-size:13px;color:var(--muted);border:1px solid var(--line);border-radius:999px;padding:2px 9px}.allpages details[open] summary{margin-bottom:8px}
.allpages h3{font-size:17px;margin-bottom:8px}
.allpages ul{margin:0;padding:0;list-style:none}.allpages li{margin:0 0 6px;font-size:15.5px}.allpages a{color:var(--text);text-decoration:none}.allpages a:hover{color:var(--act);text-decoration:underline}
@media(min-width:700px){.allpages{grid-template-columns:repeat(2,1fr)}}@media(min-width:1000px){.allpages{grid-template-columns:repeat(3,1fr)}}

/* market */
.mkt{display:grid;gap:24px;margin-top:20px}
.stats{display:grid;gap:20px}
.stat{border-left:4px solid var(--hi);padding-left:16px}
.stat strong{display:block;font-size:28px;color:var(--ink);letter-spacing:-.02em;line-height:1.1}
.stat span{color:var(--muted);font-size:15px}
@media(min-width:900px){.mkt{grid-template-columns:1fr 1fr;gap:48px}}

/* comparison */
.cmp-wrap{overflow-x:auto;margin-top:18px}
table.cmp{width:100%;border-collapse:collapse;font-size:16px}
.cmp th,.cmp td{text-align:left;padding:12px 10px;border-bottom:1px solid var(--line);vertical-align:top}
.cmp thead th{color:var(--ink);font-weight:700}.cmp tbody th{color:var(--ink);font-weight:600}
.cmp tbody td:first-of-type{background:rgba(14,107,168,.06)}

/* faq */
details{border-bottom:1px solid var(--line);padding:14px 0}
summary{cursor:pointer;font-weight:600;color:var(--ink);font-size:18px;line-height:1.35}
details p{margin:10px 0 0}

/* posts */
.posts{display:grid;gap:16px;margin-top:22px}
.post{display:block;padding:20px;border:1.5px solid var(--line);border-radius:var(--r);text-decoration:none;color:var(--text);background:#fff}
.post:hover{border-color:var(--act)}
.post .meta{display:flex;align-items:center;gap:8px;font-size:13.5px;color:var(--muted);margin-bottom:10px}
.post h3{margin-bottom:8px;font-size:19px}.post p{margin:0;font-size:15px}
.av{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--ink);color:#fff;font-size:11px;font-weight:700;flex:none}
@media(min-width:800px){.posts{grid-template-columns:repeat(3,1fr)}}

/* cta band */
.v3-cta{background:var(--act);color:#fff;padding:48px 0}
.v3-cta h2{color:#fff}.v3-cta p{color:#E3EEF6;max-width:56ch;margin:0}
.v3-cta .wrap{display:grid;gap:22px;align-items:center}
.v3-cta .actions{display:flex;flex-wrap:wrap;gap:12px}
@media(min-width:900px){.v3-cta .wrap{grid-template-columns:1fr auto}}

/* article + rail */
.body3{display:grid;gap:36px}
.article{max-width:72ch;font-size:17.5px}
.article h2{font-size:clamp(22px,2.4vw,28px);margin:32px 0 10px}
.article p{margin:0 0 16px}.article ul{margin:0 0 16px;padding-left:22px}.article li{margin-bottom:6px}
.answer-lead{font-size:clamp(17px,2.2vw,20px);line-height:1.5;font-weight:600;color:var(--ink);margin:0 0 20px;padding:14px 18px;border-left:4px solid var(--hi);background:var(--mist);border-radius:0 10px 10px 0}
.rail{display:grid;gap:18px;align-content:start}
.rbox{border:1.5px solid var(--line);border-radius:var(--r);padding:18px}
.rbox h3{font-size:17px;margin-bottom:10px}
.rbox dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:6px 12px;font-size:14.5px}.rbox dt{color:var(--muted)}.rbox dd{margin:0;color:var(--ink)}
.rlist{margin:0;padding:0;list-style:none}.rlist li{margin:0 0 8px;font-size:15px}.rlist a{color:var(--text);text-decoration:none}.rlist a:hover{color:var(--act)}
@media(min-width:1000px){.body3{grid-template-columns:minmax(0,1fr) 340px;gap:56px}.rail{position:sticky;top:84px}}
.investor-note{margin:40px 0 8px;padding:24px;background:var(--mist);border-radius:var(--r)}
.investor-note h2{font-size:22px;margin:0 0 8px}
.offer-form{display:grid;gap:11px}
.offer-form input[type=text]:not(.hp),.offer-form input[type=email],.offer-form input[name=phone]{width:100%;padding:13px 14px;font-size:15.5px;font-family:inherit;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}
.offer-form .consent{display:flex;gap:10px;align-items:flex-start}
.offer-form .consent input[type=checkbox]{flex:none;width:18px;height:18px;margin-top:2px;accent-color:var(--act)}
.offer-form button{font-family:inherit}
.offer-form-compact{max-width:520px;margin-top:14px}

/* plain pages (about, how it works, reviews, legal, contact, thank-you, 404, blog) */
.page-hero{background:var(--mist);padding:44px 0 36px}
.page-hero h1{font-size:clamp(28px,4vw,42px)}.page-hero p{margin:12px 0 0;max-width:62ch;font-size:18px}
.page-hero .meta{display:flex;align-items:center;gap:8px;font-size:15px;color:var(--muted);margin-top:12px}
.post-hero{padding-bottom:28px}
.post-body h2{font-size:clamp(22px,2.4vw,27px);margin:30px 0 10px}
.author-box{display:flex;gap:12px;align-items:flex-start;margin-top:36px;padding:18px;border:1.5px solid var(--line);border-radius:var(--r);font-size:15px}
.author-box p{margin:0}
.legal{padding:44px 0 56px}
.wrap-read{max-width:760px;margin:0 auto;padding:0 20px}
.legal h1{font-size:clamp(28px,4vw,40px);margin-bottom:14px}
.legal h2{font-size:22px;margin:28px 0 8px}
.legal .updated{color:var(--muted);font-size:14px}
.legal ul,.legal ol{padding-left:22px}.legal li{margin-bottom:6px}
.cta-band{margin:28px 0 0;padding:22px;background:var(--mist);border-radius:var(--r)}
.cta-band a{font-weight:700}
.hero{background:var(--mist);padding:44px 0}
.contact-hero{background:var(--mist);padding:44px 0 36px}
.contact-grid{display:grid;gap:28px;padding:40px 0}
.contact-methods{display:grid;gap:14px}
.cm-card{display:grid;grid-template-columns:40px 1fr;gap:12px;padding:16px;border:1.5px solid var(--line);border-radius:var(--r);text-decoration:none;color:var(--text)}
.cm-ico{display:grid;place-items:center;width:40px;height:40px;border-radius:10px;background:var(--mist);color:var(--ink)}
.cm-label{display:block;font-size:13.5px;color:var(--muted)}.cm-val{display:block;font-weight:700;color:var(--ink)}.cm-note{font-size:13.5px;color:var(--muted);margin:4px 0 0}
.lead-card{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);padding:24px}
.lc-head{font-size:22px;margin-bottom:6px}.lc-note{color:var(--muted);font-size:14.5px;margin-bottom:14px}.lc-call{text-align:center;font-size:15px;color:var(--muted);margin-top:12px}
.offer-form button,.lead-card button{background:var(--act);color:#fff;border:0;border-radius:10px;padding:16px;font-size:17px;font-weight:600;cursor:pointer}
@media(min-width:900px){.contact-grid{grid-template-columns:1fr 1fr;gap:48px}}
.ty-home,.section{padding:44px 0}
.ty-card{max-width:680px;margin:0 auto;padding:28px;border:1.5px solid var(--line);border-radius:var(--r)}
.ty-check{display:inline-grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--mist);color:var(--act);font-size:24px;margin-bottom:12px}
.ty-lead{font-size:18px}.ty-steps{padding-left:22px}.ty-steps li{margin-bottom:8px}.ty-call{font-weight:700}
.why-list{padding-left:22px}
.cta-phone{font-weight:700}

/* footer + mobile bar */
.v3-footer{background:var(--ink);color:#C9D6E0;padding:44px 0 110px;font-size:15px}
.v3-footer a{color:#fff;text-decoration:none}.v3-footer a:hover{text-decoration:underline}
.v3-footer .fgrid{display:grid;gap:26px}
.v3-footer h4{color:#fff;margin-bottom:10px}
.v3-footer .fgrid div>a{display:block;margin:0 0 8px}
.v3-footer p{margin:10px 0 0}
.fbottom{margin-top:30px;padding-top:18px;border-top:1px solid rgba(255,255,255,.12);font-size:13.5px;color:#9FB0BF;display:grid;gap:8px}
@media(min-width:900px){.v3-footer{padding-bottom:44px}.v3-footer .fgrid{grid-template-columns:2fr 1fr 1.4fr;gap:48px}}
.v3-bar{position:fixed;left:0;right:0;bottom:0;z-index:30;display:grid;grid-template-columns:1fr 1fr;gap:10px;padding:10px 14px;background:#fff;border-top:1px solid var(--line)}
.v3-bar{transition:transform .25s ease}.v3-bar.v3-bar-hide{transform:translateY(110%)}@media(prefers-reduced-motion:reduce){.v3-bar{transition:none}}
.v3-bar .btn{padding:14px 10px;font-size:15.5px;white-space:nowrap;gap:7px}.v3-bar .btn svg{width:17px;height:17px;flex:none}.v3-bar{grid-template-columns:1.1fr 1fr}
@media(min-width:900px){.v3-bar{display:none}}
.mobile-call{display:none}

/* classic utility-page icons */
.cm-ico svg{width:22px;height:22px}
.lc-head{display:flex;align-items:center;gap:10px}.lc-head svg{width:28px;height:28px;color:var(--act);flex:none}
.ty-check svg{width:26px;height:26px}
.legal svg,.section svg{max-width:32px;max-height:32px}

/* comparison table stacks on phones */
@media(max-width:699px){
  table.cmp,.cmp thead,.cmp tbody,.cmp tr,.cmp th,.cmp td{display:block}
  .cmp thead{display:none}
  .cmp tbody tr{padding:12px 0;border-bottom:1px solid var(--line)}
  .cmp tbody th{padding:0 0 6px;border:0;font-size:17px}
  .cmp tbody td{border:0;padding:6px 10px;border-radius:8px;margin-bottom:6px;background:var(--mist)}
  .cmp tbody td:first-of-type{background:rgba(14,107,168,.10)}
  .cmp tbody td::before{display:block;font-size:12.5px;font-weight:600;color:var(--muted);margin-bottom:2px}
  .cmp tbody td:first-of-type::before{content:"Sell to us"}
  .cmp tbody td:last-of-type::before{content:"List with an agent"}
}